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SCOTT v. BANK OF AMERICA

No. 13-4689.

SELENA A. SCOTT, Appellant, v. BANK OF AMERICA; BANK OF AMERICA CONSUMER CREDIT; BANK OF AMERICA FUNDING, LLC; CAVALRY SPV I, LLC; JOHN DOES 1-100.

United States Court of Appeals, Third Circuit.

Opinion filed: November 3, 2014.

NOT PRECEDENTIAL

OPINION*

AMBRO, Circuit Judge.

I.

Selena A. Scott opened a credit card account with Bank of America/FIA Card Services, N.A. ("Bank of America") in 2005. It "securitized" the receivables from Scott's and other credit card accounts, and sold them to a trust under a so-called Pooling and Servicing Agreement. This move—a typical one by credit card issuers—"provides steady liquidity...

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