MURPHY, Circuit Judge.
I. Introduction
The Chapter 7 Trustee in this matter (the "Trustee") filed a complaint with the bankruptcy court seeking to recover a post-petition transfer to the Bank of Utah (the "Bank"). The bankruptcy court granted summary judgment in favor of the Bank, concluding the Bank was a fully secured creditor and, thus, the transfer caused no damage to the Estate. After the Bankruptcy Appellate Panel ("BAP") affirmed the ruling of the...
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