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IN RE CHILDS

Bankruptcy No. 09-33970.

In re: Eddie DeVon Childs and Glenda Jo Childs, Chapter 11, Debtors.

United States Bankruptcy Court, D. Utah, Central Division.

December 9, 2010.

Attorney(s) appearing for the Case

Andrew Smith , Ellsworth, Moody, Bennion, & Ericsson, 1173 South 250 West, Suite 309, St. George, UT 84770, Attorney for Debtors.

Eddie DeVon Childs, Glenda Jo Childs, 2821 Little Valley Rd. St. George, UT 84790, Debtors.

Jenny Jones Steven Beckstrom, Clarkson Draper & Beckstrom, LLC, 162 North 400 East, Suite A-204, P.O. Box 1630, St. George, Utah 84771, Attorneys for Southwest Community Credit Union.

U.S. Trustee's Office Ken Garff Bldg., 405 South Main Street, Suite 300, Salt Lake City, UT 84111, Creditor matrix.

MEMORANDUM DECISION

WILLIAM T. THURMAN, Bankruptcy Chief Judge

The matter before the Court is the Court's consideration of Debtors' Disclosure Statement Describing the Plan of Reorganization of the Debtors ("Disclosure Statement"). Hearings were held on the Disclosure Statement on November 23 and December 2, 2010. Debtors were represented by Andrew Smith; Southwest Community Credit Union ("Southwest"), by Jenny Jones and Steven Beckstrom; and the U.S. Trustee...

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