MEMORANDUM DECISION GRANTING DEFENDANT'S MOTION FOR SUMMARY JUDGMENT
STUART M. BERNSTEIN, Bankruptcy Judge.
Felicia Ricks ("Felicia") purchased a Dodge Durango (the "Vehicle") from Rosedale Dodge in Minnesota on May 16, 2005. (Letter to Docket Office, dated June 20, 2012 ("Ricks Letter"), Ex. 3 ("Retail Installment Contract") (ECF Doc. # 16).)
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