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LARSON v. UNITED HEALTHCARE INS. CO.

No. 12-1256.

723 F.3d 905 (2013)

Cynthia LARSON, et al., Plaintiffs-Appellants, v. UNITED HEALTHCARE INSURANCE COMPANY, et al., Defendants-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided July 26, 2013.

Attorney(s) appearing for the Case

Charles J. Crueger (argued), Erin K. Dickinson , Attorneys, Hansen, Riederer, Dickinson, Crueger, Milwaukee, WI, Amy M. Grace , Grace Legal LLC, Kansas City, MO, for Plaintiffs-Appellants.

Stephen P. Lucke (argued), Glenn M. Salvo , Attorneys, Dorsey & Whitney, Minneapolis, MN, James Alan Friedman , Attorney, Godfrey & Kahn S.C., Gordon Davenport, III (argued), Jodi K. Fox , Attorneys, Foley & Lardner LLP, Madison, WI, Ralph A. Weber , Attorney, and Amelia L. McCarthy , Gass Weber Mullins LLC, Terry E. Nilles , Von Briesen & Roper, S.C., Milwaukee, WI, for Defendants-Appellees.

Before WOOD, SYKES, and TINDER, Circuit Judges.

SYKES, Circuit Judge.

This proposed class action alleges that six major health-insurance companies are violating Wisconsin law by requiring copayments for chiropractic care. The state insurance code prohibits health insurers from excluding coverage for chiropractic services if their policies cover the diagnosis and treatment of the same condition by a physician or osteopath. See WIS. STAT. § 632.87(3)(a). The insurance policies at issue here provide this...

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