OPINION & ORDER
PAUL A. ENGELMAYER, District Judge.
Plaintiff Bruce Schwartz ("Schwartz") brings this putative class action against defendant HSBC Bank USA, N.A. ("HSBC" or "defendant"), alleging that certain practices of and disclosures by HSBC in connection with its credit card billing practices violated the Truth in Lending Act ("TILA" or "the Act"), 15 U.S.C. §§ 1601 et seq. In particular, Schwartz alleges that, on the monthly billing...
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