OPINION & ORDER GRANTING DEFENDANTS' MOTION FOR SUMMARY JUDGMENT
SEAN F. COX, District Judge.
Plaintiffs Martin Famatiga and Heather Kerchen-Famatiga ("Plaintiffs") brought this action against Defendants Mortgage Electronic Registration Systems, Inc. ("MERS"), U.S. Bank National Association ("U.S. Bank"), America's Servicing Company ("ASC"), BNC Mortgage, and IT Mortgage (together, "Defendants") in Livingston County Circuit Court.
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